Frequently Asked Questions
- Children who are not meeting key developmental milestones may exhibit early signs of autism. Some possible indicators include:
- These signs can help guide early evaluations for autism.
When a patient has not met their deductible, the insurance carrier will pay 0% of the claim. This means that 100% of the amount will be the patient or guarantor’s responsibility to pay. Once the patient’s deductible has been met, the patient will still have an out-of-pocket maximum to satisfy. This means that the patient or guarantor will be responsible for their coinsurance or copay amount.
How it works:  If your health plan’s deductible is $1,500, you’ll pay 100% of eligible health care expenses until the bills total $1,500. After that, you share the cost with your health plan by paying coinsurance or a copay.
How it works: You have paid $1,500 in health care expenses and met your deductible. When you go to the doctor, instead of paying all costs, you and your health plan share the cost. For example, your health plan pays 70%. The 30% you pay is your coinsurance.
A copay is a fixed amount that a patient pays for healthcare services. This amount can vary depending on the type or location of service.
How it works: Your health plan determines what your copay is for different types of services and when you have one. You may have a copay before you have finished paying toward your deductible. You may also have a copay after you pay your deductible and when you owe coinsurance.
Once your insurance carrier processes your claims within 15–45* days, they will determine your patient balance. This is a general timeframe; not all claims will be processed within 15–45 days. After your insurance carrier has assigned a balance to you, MHRCM (Billing Dept) will mail you a statement on a monthly basis.
MHRCM is responsible for managing the billing department for Empower Therapy. This means that MHRCM will track your bills and send statements directly to you, allowing for a more streamlined billing process and ensuring consistency in financial communications. This arrangement helps both organizations maintain clarity and efficiency in their billing practices.